MortgageIQ app icon
iPhone App

MortgageIQ

Compare mortgage scenarios side by side and see the true lifetime cost of every loan — before you sign anything.

Download on the App Store See features ↓
6 Loan Types
Scenarios
100% Private
Free No Subscription
Screenshots
See it in action.

Everything you need, nothing you don't.

Scenarios list
Scenario detail
Amortization charts
Lifetime cost card
Side-by-side compare
Compare chart
Add scenario form
Features
Everything you need
to decide with confidence.
⚖️

Compare Scenarios Instantly

Create scenarios for different lenders, rates, and down payments. A "Best Pick" banner surfaces your strongest option at a glance.

📊

Full Payment Breakdown

See exactly where your money goes every month — principal, interest, taxes, insurance, and HOA — broken out individually.

🔢

Lifetime Cost Card

Understand the true cost over the full loan term, not just the monthly payment. A stacked bar chart shows the full picture.

📈

Amortization Charts

An interactive curve shows your remaining balance and cumulative interest year by year — including the crossover point.

🔀

Side-by-Side Compare

Select any two or more scenarios and view monthly payments, total interest, and a cumulative cost chart together.

🔒

Completely Private

No accounts. No sign-in. No internet required. All data lives on your device — never shared, never uploaded.

Zero data collected. Ever.

MortgageIQ contains no analytics, no crash reporting, no advertising SDKs, and no third-party tracking of any kind.

Read our full privacy policy →